Question 1

How much am I overpaying for employee benefits?

Accepted Answer

The average employer overpays $1,500–$3,500 per employee per year on group health insurance. Our free Benefits Cost Analysis compares your setup to benchmarks for your industry, state, and company size to estimate your specific overspend.

Question 2

What is a Benefits Risk Score?

Accepted Answer

Your Benefits Risk Score (0–100) measures how likely your company is to be overpaying for employee benefits. It factors in industry risk profiles, regional cost indexes, company size, and current benefits structure. A higher score means higher risk of overspending.

Question 3

How does the free benefits cost analysis work?

Accepted Answer

Answer 5 quick questions about your company — headcount, industry, state, current benefits setup, and what prompted your search. In under 2 minutes you'll receive your estimated Benefits Risk Score, per-employee overspend range, a recommended benefits strategy, and key action triggers.

Question 4

Is the benefits assessment really free?

Accepted Answer

Yes. The initial cost analysis and Benefits Risk Score estimate are completely free with no login required. For a detailed Benefits Analysis Report with your actual risk score calculated from claims data on 325M+ patients, you can book a free 15-minute call with an advisor.

See how much you may be overpaying for benefits.